Short Term Rental Insurance

Waht is Short Term Rental Insurance?

22% of leisure travelers have stayed in a vacation home as an alternative to a traditional hotel or resort! How are you insuring vacation rentals? Not all companies will accept properties that are rented on a daily, weekly, or monthly basis, but Springer will. Homes of any age are acceptable, customers with credit or loss issues may qualify, and we accept a wide range of dwelling values.

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Categories: Business

Also Known As : AirBNB, VERBO, Short Term Vacation Rental

What's the difference between landlord and homeowners insurance?

It's a good question. Generally speaking, Landlord Insurance covers the protection of your rental properties, specifically the “dwelling” (the structure of the property) as opposed to your possessions, which are covered by Homeowners Insurance.

However, Springer Landlord Insurance also offers extensive loss of use and liability coverage for your residential rental property including items such as microwaves, refrigerators, and washer and dryers being used by your tenants.

Why Victoria?

Victoria is an important local market for The Springer Agency because it includes Victoria residents with insurance needs that are not always handled well by a basic online quote. Risks in this area can involve Southside rural homes, farms, older properties, local businesses, and auto exposure. The Springer Agency helps clients review homeowners, auto, umbrella, business, farm, boat, or specialty coverage depending on how the property, vehicles, and household are actually used. The Springer Agency can help Victoria residents compare multiple insurance carriers, review replacement cost, liability limits, deductibles, water backup, roof settlement terms, and other coverage details before a claim happens. Because every neighborhood and property type is different, The Springer Agency’s independent approach gives clients in Victoria a practical way to match coverage to real local risks.

Establishing an LLC for ownership of your rental properties creates a barrier of protection between your rentals and your personal assets. In most states, you can extend protection to your LLC as part of your Safeco landlord policy.