Important Things College Students Need to Know...

Important Things College Students Need to Know

Going to college is a big step... it may mean some insurance changes!

Drop off day for Freshmen at Longwood University

The Important Things College Students Need to Know:

As a college student, we know there’s a lot on your mind as the school year approaches. From meeting new friends and gaining independence to writing research papers and eating (sometimes questionable) food in the dining hall, the last thing you want to worry about is insurance.

We’re here to help you understand how renters' insurance works when you go off to college, so you can focus on the exciting parts of this stage of life.
Do you need renters' insurance when you move away to college?
The answer is yes! Whether you live in an on-campus dorm or an apartment or house off campus, you need a renters insurance policy, so your belongings are covered in case they are damaged or stolen.

Now, you might be wondering if you are covered by your parents’ policy or if you need to buy your own?
This depends on your age and enrollment status. If you are younger than 24 years and enrolled as a full-time student, you might qualify for coverage by your parents’ policy. This should happen automatically but you should always feel free to contact your insurance agent to confirm. If you are older than 24 years and enrolled as a part-time or full-time student, you do not qualify for parental coverage. If you don’t qualify, this is a great opportunity to gain even more independence by purchasing your own renters insurance policy.