Chris Leitch, Nick Springer and Shannon Springer Standing outside of the Commonwealth Centre building next to the white fence.

Group Life Insurance

Waht is Group Life Insurance?

Group life insurance doesn't begin when it's time to write a claim check. We provide resources your employees and their families can use right now to help manage emotional, financial, and legal issues.

We offer resources for employers too - with a designated claim specialist for your entire group, detailed implementation and administration kits, e-certificates that are available right away, plus helpful online tools.

  • Categories: Benefits
  • Also Known As : Employee Life Insurance
  • Our group life insurance plans provide services and tools your employees and their family members can take advantage of today.

    Why Hanover?

    Hanover is an important local market for The Springer Agency because it includes Hanover County residents with insurance needs that are not always handled well by a basic online quote. Risks in this area can involve suburban neighborhoods, rural homes, farms, workshops, and commuting. The Springer Agency helps clients review homeowners, auto, umbrella, business, farm, boat, or specialty coverage depending on how the property, vehicles, and household are actually used. The Springer Agency can help Hanover County residents compare multiple insurance carriers, review replacement cost, liability limits, deductibles, water backup, roof settlement terms, and other coverage details before a claim happens. Because every neighborhood and property type is different, The Springer Agency’s independent approach gives clients in Hanover a practical way to match coverage to real local risks.

    Many employers offering employee benefits consider group term life insurance an essential part of their benefits package. Why? It provides employees with a basic level of protection. Plus, adding voluntary term life insurance to your benefits package allows employees to purchase additional coverage for themselves and coverage for their dependents.

    Group Life Insurance Available in:

    • 23112
    • 23113
    • 23139
    • Amelia
    • Blackstone
    • Bon Air
    • Bracey
    • Brandermill
    • Charlotte Courthouse
    • Chesdin Landing
    • Chester
    • Chesterfield
    • Dinwiddie
    • Farmville
    • Goochland
    • Hallsley
    • Hanover
    • Harbour Pointe
    • Henrico
    • Isle Of Wight
    • Kenbridge
    • Keysville
    • Magnolia Green
    • Mecklenburg
    • Midlothian
    • Petersburg
    • Powhatan
    • RVA
    • Richmond
    • Scotts Addition
    • Short Pump
    • South Hill
    • Tarrington
    • Victoria
    • Williamsburg
    • Windsor Farms
    • Woodlake


    Insurance Terms to Know

    Moral Hazard

    Moral hazard is increased chance of loss because a person may act dishonestly or carelessly due to insurance.